
Children Aged 0 to 36 Months
Your child is your greatest treasure, which is why we offer free insurance coverage for the first year. Thereafter, you can continue with an affordable annual renewal.
The insurance for children aged 0 to 36 months covers natural death, accidental death, accidental fractures and accidental dismemberment, as well as reimbursement of certain medical expenses.
Coverage for natural death is valid up to age 25, while all other included coverages remain valid for life.

Other Coverage for Children
We provide a full range of Life and Critical Illness insurance for children, including Whole Life insurance, Term Life insurance, and Critical Illness coverage. The Critical Illness insurance covers a wide variety of conditions and offers the option for payment reimbursement, ensuring flexible and affordable protection for your children’s future.
We provide a range of coverages designed to meet children’s needs, including Whole Life insurance, Term Life insurance, and Critical Illness insurance. The Critical Illness coverage includes a wide variety of conditions and offers a payment reimbursement option, providing flexible and affordable coverage for your children’s future.
We offer several options to meet your needs:
- Low-cost Term Life insurance up to age 30, which automatically renews into Whole Life insurance without evidence of health, and also includes coverage for 9 critical illnesses.
- Two Whole Life options, with a choice of payment terms: 20 years, or up to age 25, 35, 45, 55, 65, 75 or 85, depending on your goals and budget.
- Critical illness coverage for many serious conditions. Also available with various payment options: 20 years or up to age 25, 35, 45, 55, 65 or 75.

Why UV Insurance?
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A Mutual Insurance Company You Can Trust
A century-old Quebec-based company, committed to social responsibility and renowned for its exceptional financial strength.
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Excellent, Tailored Protection
A range of flexible, affordable products and services designed to meet all needs, recommended by a network of experienced advisors and accessible through innovative technological tools.
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A Reassuring and Human Approach
A team committed to delivering local, high-quality customer service, guided by empathy and kindness.